Watches on Finance

If you’re looking to spread out the cost of a new timepiece, our luxury watch finance options are the ideal solution. With low monthly payments, obtaining your dream watch or other item of jewellery from Blowers has never been more achievable.

Interest-Free Luxury Watch Finance You Can Trust

There’s nothing quite like the feeling of purchasing the perfect timepiece, especially if it’s something you’ve been admiring for a while. Thanks to Blowers Jewellers, that sense of pure enjoyment is even more attainable than you might think. Our 0% finance option means that you can take up to six months to pay off your watch, engagement ring, or other item of jewellery — with absolutely no additional fees to worry about.

Take advantage of this, and the price you see on our website will be exactly how much you will have to pay. You’ll even be able to use your current timepiece in part-exchange to reduce the cost even further. Because you’re dealing with Blowers Jewellers, you can be totally confident that you’re getting the best possible deal, backed by one of the UK’s leading retail finance companies.

If you think you may need a bit longer to pay for your watch than six months, that’s no problem either. We also offer up to 48 months’ credit with a low interest rate of just 7.9%. Flexible solutions that suit you, that’s what Blowers Jewellers is all about.

Our Watch Finance Options

However you’d like to pay for your watch, we have a range of options available. Our finance deals offer up to 48 months to complete the purchase, with up to six months interest-free. You can also choose a deposit amount between 10% to 50%. Here are a couple of examples:

0% Interest-Free Credit for 6 Months

Watch Model: Rolex Explorer 214270
Cost of Watch: £4,750
10% Deposit: £475
Repayment Term: 6 months’ interest-free
Monthly Repayment: £712.50

Want to Pay Over a Longer Time?

Watch Model: Rolex Explorer 214270
Cost of Watch: £4,750
50% Deposit: £2,375
Repayment Term: 7.9% for 48 months
Monthly Repayment: £57.56

Please note that the following eligibility criteria applies:

  • You must be aged 18 years or over
  • You will need to have a bank account that is able to accept Direct Debits
  • You are a permanent UK resident and can supply 3 years’ address history
  • You are either in full-time employment or retired, with a gross annual income of at least £10,000
  • You must have a good credit history

For more terms and conditions, please see our dedicated Finance Information page.

How to Finance a Watch with Blowers

Obtaining luxury watches on finance may seem like a complicated process, however Blowers Jewellers has made everything as hassle-free as possible. Here’s how it works:


Make an Application

Find the watch you like and apply online using the finance option. You can also visit us in store where a member of our team will guide you through the entire process. 


Get an Instant Decision

There’s no waiting around to find out whether you’ve been accepted. Online applications are usually assessed instantly, while in store enquiries are settled within 10 minutes.


Enjoy Your New Watch

Once you’ve been accepted, we’ll send out your new timepiece fully-insured. In store customers will be able to walk out with their purchase that same day — so there’s no waiting around.

Why Get a Watch on Finance?

For many people, purchasing a luxury timepiece such as a Rolex, Patek Philippe, Audemars Piguet, or Omega represents a large expense. So much so that the price tag of your favourite brands could be a huge deterrent. Buying high-end watches on finance alleviates this problem, as it’s an extremely attractive way to fulfil your ambitions and pay for it in convenient monthly instalments. This is especially ideal if you have not yet managed to come up with the full amount in one go.

Another benefit of purchasing watches on finance involves utilising your timepiece as an investment opportunity. Some models, such as high-end Rolex watches, can even increase in value — while others will hold their value extremely well. In some cases, this could negate interest payments you may be charged. Pre-owned timepieces represent a stable investment in an otherwise unstable market, so gaining easy access to your dream watch is extremely important.

Even if you have managed to save up the full asking price for a watch, you may decide it’s easier if you don’t commit all of your money in one go. A finance deal with 0% interest can let you do just that. Simply put down a deposit and you can enjoy several months to pay back the remaining balance, so you can keep hold of more of your money. This gives you complete flexibility to manage your finances exactly how you want. Finance deals will also enable you to upgrade your timepiece if you had your eye on something in particular, then happen to find another watch you love even more.

Why Work With Blowers Jewellers

When looking to purchase luxury watches on finance, you’ll want to work with a name you can trust. For decades, Blowers Jewellers has cultivated a strong reputation for reliability and the quality of our service. Providing our clients with the best possible experience is paramount to us, so we will ensure that the entire process is seamless and straightforward.

Our team is available to answer any questions you may have, and can even guide you through the process from start to finish if you would like. We will also take the time to gain a complete understanding of your circumstances to recommend the most appropriate finance solution to suit your requirements. A tailor-made service, guaranteed.

In addition, Blowers Jewellers is extremely proud to work with V12 Retail Finance — one of the UK’s leading providers. This means you are not only benefiting from our decades of experience, but also get total peace of mind, safe in the knowledge that your agreement is backed by a finance operator you can trust. With our finance options, there really is no better way to make your dreams of owning your ideal luxury watch a reality.

Frequently Asked Questions

Our online process typically only takes a few minutes to complete, and you’ll receive a prompt decision at the end of your application. If successful, your order will be processed straight away.

It’s possible to borrow a maximum of £15,000.

Blowers Jewellers is proud to be working alongside V12 Retail Finance, one of the UK’s leading finance providers. Their innovative scheme offers an easy way to spread the cost of large purchases, along with ‘instant decision’ technology that tells you straight away whether you’d be eligible for finance.

If you don’t see the finance option on an item you’re interested in purchasing, please contact our team as we may be able to arrange a bespoke finance package for you.

Yes. Once your credit application has been accepted, you will be required to make a deposit using a credit or debit card. The amount you need to pay will be displayed on the credit agreement and the credit summary.

You have the right to repay part or all of your agreement at any time. To do this, please contact V12 Finance either by phone, email, or using the address below:

20, Neptune Court, Vanguard Way, Cardiff CF24 5PJ

The finance company will confirm the date that your repayments will commence in writing. Typically, the first payment is due 30 days after your item was delivered to you.

If you fail to pay the amount you owe under the Credit Agreement by the date it is due, the finance company may charge you interest on that amount. They may also charge some additional fees, details of which can be found in your Credit Agreement.

Yes. A credit check will be performed as part of the automated decision making process.

Yes. You must have a UK bank account that is capable of accepting Direct Debits.

Yes. You have the right under Section 66A of the Consumer Credit Act 1974 to withdraw from the Credit Agreement without having to provide a reason, provided notice is given within the first 14 days of the Agreement being signed. If you do wish to withdraw, you must contact the finance provider by telephone, email, or post.

Please note that if you do decide to withdraw, you must pay the full amount of the credit awarded no later than 30 days after giving notice of your withdrawal. If you want to settle the loan after the 14-day cooling off period, you may do so, however you will also be charged interest accrued from the date the Credit Agreement was made up until the day you make the final payment.

For credit card payments, please telephone the finance company directly. For payments by cheque, please post your cheque to the address below and allow 10 working days from the date postage for the finance company to process your cheque.

V12 Finance, 20, Neptune Court, Vanguard Way, Cardiff CF24 5PJ